Product
AI underwriting
Product
Data
AI-first underwriting stack for MHP acquisitions
Jan 6, 20267 min read
Bl
Blake Gallagher
Founder, Magnolia OS
ArchitectureWe moved from static spreadsheets to an explainable scoring engine that runs in under two seconds with audit-ready lineage.
- Feature store backed by Postgres + Redis for sub-100ms lookups
- GPT-5.1 summaries tuned with retrieval for every input
- Scenario sandboxes that mirror IC decision paths
""The goal was not more AI—it was fewer surprises. Every score is paired with rationale, risk calls, and provenance.""